Disinheriting a Child in Connecticut: What You Need to Know
At Harper Law, we understand that estate planning is personal. Every family has its own story, and for some, that includes the difficult decision to disinherit a child. Whether the reason involves long-standing conflict, financial independence, or a different vision for your legacy, it’s a choice that deserves thoughtful planning and clear communication.
If you are considering disinheritance in Connecticut, it is important to understand both your legal rights and the steps required to minimize the risk of challenges down the line.
Is It Legal to Disinherit a Child in Connecticut?
Yes. Under Connecticut law, adult children do not have automatic inheritance rights. You are not legally required to leave them anything, but you must make that intention unmistakably clear.
Leaving a child out of your will or trust without explicitly stating your reasons can create confusion and open the door for legal disputes. Clarity and documentation are essential.
Why People Choose to Disinherit a Child
This decision is never easy, and it is rarely made lightly. Some common reasons include:
Estrangement or lack of contact
Financial stability or wealth disparity between children
Concerns about a child’s lifestyle or financial responsibility
A desire to prioritize other individuals or charitable causes
Whatever your reason, the best way to protect your wishes is through a professionally drafted estate plan.
How to Disinherit a Child the Right Way
Here are four important steps to ensure your decision is clear and legally enforceable:
1. Use Direct Language in Your Will or Trust
Your estate plan should state your intent plainly. For example:
“I have intentionally made no provision for my child [Name].”
This avoids the appearance of a mistake and reduces the chance of a successful challenge.
2. Consider a Living Trust
A revocable living trust offers more privacy and control than a will. Because trusts typically avoid probate and are harder to contest, they can be a powerful tool for avoiding conflict.
You can also use your trust to explain your reasoning in general terms, which may help ease family tension.
3. Review All Beneficiary Designations
Make sure that your beneficiary designations match your estate plan. If a disinherited child is listed on a life insurance policy, bank account, or retirement account, they may still receive those assets regardless of your will or trust.
Update these designations to ensure consistency across your plan.
4. Document Your Thought Process
Some individuals choose to write a private letter explaining their decision. While not legally binding, this can provide context and help reduce emotional fallout. Store this letter with your other estate documents and share it only when appropriate.
Can a Disinherited Child Challenge the Plan?
Yes. Even with the right documents in place, a disinherited child may try to contest the estate. Common claims include:
Lack of mental capacity
Undue influence
Improper execution of legal documents
Working with an experienced estate planning attorney helps reduce this risk. Proper legal advice, witnessed documents, and strong record-keeping can go a long way in protecting your decisions.
When Should You Review Your Estate Plan?
Any time your family dynamics shift or your financial or health situation changes is a good time to revisit your plan. If disinheritance is part of your intentions, it is especially important to review your documents regularly to make sure everything remains valid and aligned.
Start the Conversation Today
Estate planning is more than paperwork. It is about protecting your future and ensuring your wishes are carried out the right way.
At Harper Law, we help Connecticut families navigate even the most sensitive estate planning decisions with clarity and care. If you are considering disinheriting a child or making updates to your existing plan, we are here to help.
Call us at (203) 883-1656 or schedule a consultation to take the next step with confidence.
Disclaimer: This blog is for informational purposes only and does not constitute legal advice. Please consult an attorney for advice specific to your situation.